Contains

• Employment information
• Current and past address information
• All credit accounts since opened. Balance owed, payment, credit limit.
• Monthly payment history for the last 2 years, whether the payments were late or on time
• Collection accounts for 7 years past last activity date. Payment is activity.
• Public Records : Judgements, liens, bankruptcy info for 7 years
• Inquiries (where and when you applied for credit in the last 2 years)